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The Facts About Farm Insurance

Your farm is both your home and your livelihood and probably your family’s largest investment – it deserves very special protection. We can help you protect this valuable investment with Farmowner’s Insurance, customized to your individual needs. With every farm being different and unique in their products they produce, so should be your insurance coverage. We have several companies that have been writing farm insurance coverage for over 168 years, so they are very familiar with Farm needs.

  • Coverage can be endorsed for rental dwellings on or off the farm premises and includes coverage for other structures associated with the rental dwelling as well as loss of rental income
  • Liability and medical payments coverage can be endorsed to cover injuries to farm employees
  • Coverage can be provided on individual farm animals or the entire herd. Optional coverage for animals includes injuries caused by: electrocution, drowning, accidental shooting, attacks by wild dogs or other animals, collision, and loading or unloading from vehicles
  • Coverage for qualified farm buildings may be written on a replacement cost basis and collapse coverage is also available
  • Liability coverage is extended to cover operation of unlicensed farm trucks (up to 35,000 lbs) while being used for farming purposes

We can cover the following types of operations:

  • Agritourism
  • Dairy
  • Equine
  • Aquaculture
  • Beekeeping
  • Cattle
  • Llama/Alpaca
  • Custom Farming
  • Grains – Hay – Row Crops – Sod Farms – Tree Farms
  • Hogs
  • Nursery/Greenhouse
  • Poultry
  • Tobacco
  • U-Pick Operations
  • Fruits/Vegetables (coverage can be added to include farmers' markets)
  • Vineyards/Wineries